Kabla

Leases · Job contracts · Loan agreements

Know what you’re signing.

Photograph a lease, job contract or loan agreement. Kabla marks the clauses that could cost you, in plain Swahili or English.

Join the waitlistSee how it reads a page

Soma kwa Kiswahili au Kiingereza. A reading aid, not legal advice.

2 red, 2 amber, 2 green

Form TA-02 · Page 1 of 3

Residential Tenancy Agreement

This Agreement is made between M. Otieno (“Landlord”) and the undersigned(“Tenant”) for the premises at Plot 14, Kilimani Road.

  1. 1.

    Rent. The Tenant shall pay rent of of each calendar month.

  2. 2.

    Security deposit. A and is retained by the Landlord on move-out.

  3. 3.

    Entry. The to inspect or show the premises.

  4. 4.

    Rent review. during the term of this Agreement.

  5. 5.

    Early exit. If the Tenant leaves before the term ends, the .

  6. 6.

    Utilities. , and electricity is billed separately by the supplier.

Landlord

Tenant

Everyone has signed something they didn’t understand.

A deposit you can never get back. A penalty on page six. Interest that adds up to far more than the loan.

Sote tumewahi kutia sahihi kitu ambacho hatukukielewa.

  • Fine/ Sawa
  • Check this/ Angalia
  • Risky/ Hatari

Three taps from confusing to clear.

Hatua tatu, kutoka kuchanganyikiwa hadi kuelewa.

01

Photograph

Point your camera at any page. Kabla finds the edges.

Elekeza kamera kwenye ukurasa wowote. Kabla inatafuta kingo zake.

02

Read

It reads every clause and sorts it by risk, in seconds.

Inasoma kila kifungu na kukipanga kwa hatari, ndani ya sekunde.

03

Tap

Tap any coloured clause for a one-sentence explanation.

Gusa kifungu chochote chenye rangi kupata maelezo ya sentensi moja.

A job contract, read in seconds.

On your first day a new hire is handed a contract and asked to sign by Friday. Kabla reads every clause and marks the ones that could cost you money, time or your notice, before the pen touches the page.

Umepewa mkataba siku yako ya kwanza kazini? Kabla inasoma kila kifungu na kuweka alama kwenye kile kinachoweza kukugharimu.

Probation, notice and leave, in plain words.

Training repayments and unpaid overtime flagged first.

A one-line reason beside every mark.

Form EC-01 · Page 2 of 4

Employment Contract

  1. 1.1

    Probation of 6 months with no notice required.

  2. 1.2

    The Employee shall repay training costs of $1,200 if employment ends within 24 months.

  3. 2.1

    Salary of $600 per month, paid on the last working day.

  4. 2.2

    Overtime is unpaid and expected.

  5. 3.1

    Annual leave of 21 working days.

  6. 3.2

    Employer may reassign duties at any time.

  7. 4.1

    Contract ends automatically at term, renewal by mutual agreement.

  8. 4.2

    Notice period of 30 days.

  9. 5.1

    Employee must keep company equipment insured at own cost.

Summary

Risky / Hatari
2

Risky

Hatari

Check this / Angalia
3

Check this

Angalia

Fine / Sawa
4

Fine

Sawa

You borrowed $100. After 8 weeks you owe $306.

A 15% weekly fee that rolls over. Each week it is charged on everything you still owe, including last week’s fee.

  • Original $100
  • Fees, weeks 1–4
  • Fees, weeks 5–8

Illustrative figures for a $100 loan at a 15% weekly fee that rolls over. Check the terms of your own loan before you accept. Kabla reads the words for you; it does not give legal advice.

What Kabla reads for.

Six kinds of clause, the same ones in a lease, a job contract or a loan agreement.

Kabla husoma nini.

Risk families Kabla checks in each document, with an example clause and its signal.
Risk familyWhat it looks like in the small printSignal
01Deposits you can’t recoverWhat it looks like in the small print:

Security deposit of $750 is non-refundable

Signal: Risky/ Hatari
02Hidden penaltiesWhat it looks like in the small print:

A late fee of $40 applies for each day payment is delayed

Signal: Risky/ Hatari
03Compounding interestWhat it looks like in the small print:

Unpaid balance rolls over with a 15% fee each week

Signal: Risky/ Hatari
04One-sided entry or changesWhat it looks like in the small print:

Landlord may enter at any time without notice

Signal: Check this/ Angalia
05Auto-renewalsWhat it looks like in the small print:

Agreement renews for 12 months unless cancelled 90 days before

Signal: Check this/ Angalia
06Ordinary termsKabla also tells you what is fine.What it looks like in the small print:

Water paid by meter

Signal: Fine/ Sawa

Read it before you sign.

Isome kabla hujatia sahihi.

A reading aid, not legal advice.

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